FAQs

1. What types of homeowners need a home warranty?

A home warranty is helpful for homeowners of all kinds—whether you’re a first-time buyer, long-term owner, or landlord. It helps cover repair or replacement costs of major systems and appliances due to normal wear and tear, offering peace of mind and protection from unexpected expenses.

2. How does a home warranty protect my home?

A home warranty protects your home by covering the cost of repairs or replacements for covered systems and appliances that break down over time—like HVAC, plumbing, electrical systems, water heaters, and kitchen appliances.

3. What is the difference between homeowners insurance and a home warranty?

Homeowners insurance covers damage from unexpected events like fires, storms, or theft. A home warranty, on the other hand, covers repairs or replacements of appliances and systems due to everyday use and aging.

4. How can a home warranty help during unexpected breakdowns?

When a covered item breaks down, you simply file a claim. A licensed service technician is sent to diagnose and repair the issue, often saving you hundreds or thousands in out-of-pocket expenses.

5. Does a home warranty cover smart home devices or security systems?

Some providers offer optional coverage for smart home devices, home automation, and security systems. Check with your warranty provider to see if these add-ons are available.

6. How can I determine the right home warranty plan for my needs?

The best way is to take a short assessment or speak with a coverage advisor. Consider the age of your systems, your home size, and which appliances you rely on most to find the right level of protection.